The good news about about having to scrap and rework everything you have just done is that, eventually, you get fairly quick at whatever you are doing.  In this case, I have gotten much quicker at creating a model in Makehuman, exporting/importing to Blender and posing. :)  This week, I was able to create initial clothing and re-pose each of the characters.  Some mistakes I made were part of the learning curve; others still have me scratching my head.  As someone once said, 'All movement is progress!'